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The
mission of the Capital Markets Committee of EQUAL Investors, LLC is
to employ the following investment strategies.
- Evaluate our need for cash
reserves. Determine
that cash reserves are sufficient.
Invest remaining funds as recommended by the Capital Markets
Committee and approved by majority vote of the membership.
- Evaluate investment vehicles
carefully before investing. Begin with an aggressive strategy. Determine later if we
want to switch to a more conservative strategy. Compare investments
based on the net return after all expenses including taxes are
subtracted. Choose funds based on what we think will do well in
the long term, not which funds happened to do well in the past.
Net return goals should be set at the prevailing market rate at
+ 5%.
- Reevaluate our investments
at least quarterly. Do not sell investment(s) because the market
is down, but sell based on how we feel the investment will do
in the future. If an investment falls at least 20% below the original
price paid, then the Capital Markets Committee will strongly consider
selling the investment unless a convincing position is made by
the membership to keep the investment. If an investment appreciates
at least $1,500 more than the original price paid, the Capital
Markets Committee will strongly consider liquidating the gain
on the investment unless a convincing position is made by the
membership to not liquidate the gain.
- Diversify our investments
by building a portfolio that minimizes risk.
Consider mutual funds. Invest in a mix of stocks and bonds and
keep the required minimum amount of funds in a money market account
and / or savings account.
- Save regularly.
Invest a fixed amount of money each month regardless of
the behavior of the stock market.
Adopt a "buy low" philosophy.
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